You and Yours - 17/11/2008

Presented by Julian Worricker. While the major banks are forced to go cap in hand to the government for a financial bail-out, a different picture is emerging at the other end of the market. Local building societies in Cumbria, which retained their mutual status, have reported record deposits for October . Are branded electrical items all badge and no substance? We speak to Frank Marsh from the Manufacturing Engineering Centre and Lawrence Harrison of INTELLECT, the trade association for the UK technology industry. Are we doing enough to encourage the next generation of entrepreneurs? Harry Rich from Make Your Mark and Nick Palfrey of Moofu.co.uk discuss. The Unicorn Grocery in Chorlton is a cooperative which has been supplying vegan produce to its passionately loyal customers for 12 years and now boasts a three and a half million pound annual turnover. BBC Radio 4's Food and Farming Awards judges, the retail analyst Robert Clark and the editor of the BBC Good Food magazine Gillian Carter, have been down for a closer look. Manchester City Council has decided to follow the lead of Boris Johnson in London and is looking to raise the minimum wage for its lowest paid workers. We speak to Councillor Bernard Priest, the executive member for Finance and Human Resources. The Government have a target of putting half the people under the age of thirty through higher education of some description by 2010. But is this a good idea? Sir Martin Harris, Director of the Office of Fair Access to University, discusses the plan.