You and Yours - 08/12/2008

Presented by Julian Worricker. Carolyn Atkinson reports on how people who are already in financial difficulty are being re-targeted by companies offering to help with debt problems. Internet service providers say the BBC's online television services are responsible for eating up too much of the UK's broadband capability and they want the BBC to pay to improve the broadband service. We speak to Michael Philips from BroadbandChoices.co.uk and Erik Huggers, BBC director of future media and technology. The chief executive of Virgin Rail Group, Tony Collins, tells us what to expect from the completed West Coast upgrade. The government has offered three billion pounds of investment in public transport in Manchester if residents back the city's proposed congestion charge. As the last day of voting draws closer, our reporter Mark Holdstock talks to people who are for or against the proposed charge. According to the World Whisky Index, more people are investing in Scotland's pride and joy. We consult a specialist, Andrew Bell, to find out whether this is a viable investment. Should flexible working be a right for everyone, or will the strain of trying to accommodate it put small firms out of business? A look at the new rules for housing: we talk to experts Sir Bob Kerslake, chief executive of the Homes and Communities Agency, and Paul Rees of the National Housing Federation.