You and Yours - 04/02/2009

Presented by Winifred Robinson. The vast majority of households in England which received improved heating or insulation through the government's Warm Front scheme are satisfied, but a National Audit Office report also identifies serious shortcomings. Lord David Lipsey explains why he stood down as the head of the consumer panel which advises the financial services regulator, the FSA. We talk to the foreign office minister who has just opened a new advice service for ex-pat pensioners in the Alicante region who are finding things tough as the pound falls against the Euro. Customers who pool funds to buy their favourite pub have saved more than a dozen premises from closure. How can they succeed where a regular landlord fails? Baugur has filed for bankruptcy protection in the Icelandic courts. Retail analyst Robert Clark explains what this means for the British stores it has stakes in. A restaurant has become the latest to let the customer decide what they would like to pay. Are railway level crossings inherently unsafe? Every year people are injured or even killed on level crossings, but who is to blame?