X-Ray - Series 9 - Episode 5

It can be hard to make ends meet at the best of times, but if you're on a low income and can't find the money to get life necessities, then turning to an illegal money lender may seem like the only option, but as Rachel Treadaway-Williams finds out, the cost can be unimaginable. X-Ray looks at the work of a specialist Welsh unit that has been set up to crack down on loan sharks. Lucy Owens meets a consumer champion from consumer panel, the X-Ray 100: Graham Lewis. Since he retired, Graham has been helping people check their tax code - often with surprising results. When Mair Jones from Trefor near Caernarfon contacted the programme, she was at her wits' end. She was being billed for mobile phones she never wanted - and she just couldn't stop a mobile phone company from taking money from her bank account; Rachel tries to make sense of her dilemma. Plus the X-Ray driving challenge. Both June and Phillip Griffiths think they're a better driver than their partner but who will win the series of tests? And driving instructor Rob Storer from South Wales Police has some advice on driving more safely and economically.