Business, personal finance and consumer news, with Declan Curry and Naga Munchetty. Simon Gompertz visits Zopa, an organisation whose members lend and borrow small amounts of money, and the team finds out about reputable ways to get money without involving the bank. Rob Pittam catches up with Cranham Investment Club in Gloucester, to find out how its investments and shares are weathering the financial storms. Plus, why the Competition Commission is cracking down on Personal Protection Insurance. Poet and publishing entrepreneur Felix Dennis is in the studio.