News and views from the business world with Mickey Clark and Andy Verity. The Royal Bank of Scotland, which lost over £3 billion in 2009 after a taxpayer bailout, is set to announce its half-year results this morning. Government figures due today will give details on the number of businesses going into administration during the second quarter of this year. Fears have been raised that energy suppliers could put up bills, after one company announced a rise. Two of the country's most famous department stores have started their Christmas trading over 100 days before the festive season.