Series that shows how to lead a champagne lifestyle on a lemonade budget. Jay Hunt and Benjamin Fry try to help 26-year-old head chef Luke Freeman, whose love of fine foods and snowboarding has landed him with 25,500 of debt. Lifestyle expert Jay Hunt shows Luke how to get his snowboarding thrills on the cheap and psychologist Mark Hopkins works on building up his confidence. However, Luke is resistant. Can they stop his finances going downhill fast?