With worries about job cuts and difficulties getting on the housing ladder, the economic downturn has hit younger people hard. Robert Peston, the BBC's Business Editor, takes questions from a studio audience and attempts to explain how the country got into this mess and what it means for ordinary people. A series of short films explains the mysteries of why different jobs attract wildly different pay, how much debt is bad for you and an animated version of Robert Peston sets up his own Pesto Bank to uncover the mysteries of the banking industry.