Money Box - 27/11/2010

On Money Box today/tomorrow: Paul Lewis looks at bank overdraft charges a year on from a crucial court case. Are we paying more or less for going in the red? Plus: the regulator gets tough with energy firms. Is there true competition for consumers? How your house could be at risk for clocking up credit card debts or loan arrears. And why UK plc could make a profit from the money we plan to lend to Ireland.